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Expecting a baby and trying to figure out your possible SSS maternity benefit? This page is here to make things easier. Use the calculator below to get a quick estimate, then read the simple guide so you can understand what affects your benefit and what steps to take next.

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✨ Free · Accurate · Updated for RA 11210

SSS Maternity Benefit Calculator

Know exactly how much you’ll receive. Our step-by-step wizard handles all the SSS rules and formulas for you.

105days for Normal/CS

60days for Miscarriage

+15bonus for Solo Parents

Member
Profile

Due Date &
Timeline

Salary
Credits

Your
Benefit

1 Your SSS Member Profile

Select your membership type and the type of maternity case you are filing for.

I am an SSS member as a

💼

Employed

Private sector employee

🏠

Kasambahay

Household helper / domestic worker

🧑‍💻

Self-Employed

Business owner, freelancer, professional

🤝

Voluntary Member

Formerly employed, paying voluntarily

✈️

OFW

Overseas Filipino Worker

💑

Non-Working Spouse

Covered under spouse’s SSS

My maternity case is

🍼

Normal Delivery

Vaginal birth · 105 days

🏥

Cesarean Section

C-Section delivery · 105 days

🕊️

Miscarriage / ETP

Emergency termination · 60 days

2 Expected Due Date & Timeline

Enter your expected (or actual) delivery date. We’ll calculate your semester and qualifying period automatically.

Expected Delivery Date (or Actual Date of Delivery)

You may enter a past, present, or future date.

Please enter a valid date.

3 Monthly Salary Credits

Enter your MSC or employee share for each qualifying month. Leave blank (or 0) for months with no contribution.

ℹ️ MSC Reference (2024 Schedule)

Enter your MSC from ₱4,000 (minimum) to ₱20,000 (maximum) in ₱500 increments.

ℹ️ SSS Implementation Note: The maximum Monthly Salary Credit (MSC) used in this calculator is capped at ₱20,000, consistent with the SSS maternity benefit computation ceiling currently applied by the Social Security System of the Philippines. Values entered above ₱20,000 will be flagged as an error and must be corrected before you can proceed to the next step.

🔗 How to find your Monthly Salary Credit (MSC) →

Enter your Monthly Salary Credit (MSC) — from ₱4,000 to ₱20,000 in ₱500 increments.

Month	Monthly Salary Credit (MSC)	Derived MSC	Top 6?

Paid Months: 0 / 12

6 Highest Sum: ₱0

ADSC: ₱0.00

4 Your Estimated Maternity Benefit

Here is your computed SSS Maternity Benefit based on the information you provided.

Estimated Total Maternity Benefit

₱0.00

for 0 days

Based on your declared Monthly Salary Credits

⭐ Your 6 Highest Monthly Salary Credits

Total (Sum of 6 Highest MSC)

₱0

🧮 Benefit Computation

Average Daily Salary Credit (ADSC)

Sum of 6 highest MSC ÷ 180

₱0.00

Maternity Case

—

Number of Benefit Days

—

0 days

Total Maternity Benefit

ADSC × Days

₱0.00

📋 Qualifying Contributions Summary

Qualifying Period

—

Months with Paid Contributions

—

Eligibility Status

✓ Qualified

Important Notes & Tips

📝

File Your Maternity Notification Early

Submit your Maternity Notification to SSS (via My.SSS or branch) at least 60 days before your expected delivery. Late filing may affect your benefit.

💰

Employer Advances the Benefit

If you are employed, your employer is required to advance the full maternity benefit. SSS will reimburse your employer afterward.

🚨

Emergency / Late Filing

If unable to notify SSS before delivery, you can still file within 60 days after delivery with supporting documents.

🧾

Benefit is Tax-Free

SSS maternity benefits are not subject to income tax. Your employer should not deduct taxes from the maternity benefit amount.

🔗

File Online via My.SSS

Use the official SSS Members portal at my.sss.gov.ph to submit your maternity notification and track your claim online.

⚠️

This calculator is for estimation purposes only, based on SSS rules under RA 11210 and RA 11199. Actual benefit amounts may vary depending on your official SSS records. For the official computation, visit sss.gov.ph or your nearest SSS branch.

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SSS Maternity Benefit Calculator

1 Your SSS Member Profile

2 Expected Due Date & Timeline

3 Monthly Salary Credits

4 Your Estimated Maternity Benefit

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