Updated for 2026 · Philippines SSS Guide

Your Complete Guide to SSS Benefits

Maternity benefits, contributions, loans, and retirement — explained simply in Filipino and English.

2026
Updated Guides

Ano ang hinahanap mo?

Piliin ang topic na gusto mong malaman — available sa Filipino at English.

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Updated 2026

SSS Contributions

Magkano ang dapat bayaran kada buwan at paano malalaman ang iyong MSC.

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Apply Online

SSS Loans

Salary loan at calamity loan — requirements, computation, at online application guide.

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Pension Guide

Retirement & Pension

Eligibility requirements, pension computation, at kung paano i-claim ang iyong SSS retirement.

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Membership

SSS Membership

Register, check status, at manage your My.SSS account. Para sa employed at self-employed.

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OFW Guide

OFW Members

Para sa mga Pilipino sa ibang bansa. Maternity, contributions, at benefits para sa OFW.

Compute your Maternity Benefit in seconds

I-enter lang ang iyong monthly salary credits at makita agad kung magkano ang makukuha mo mula sa SSS.

📋 How It Works
1
Step 1
Enter your 6 highest monthly salary credits
2
Step 2
Select delivery type (Normal, CS, or Miscarriage)
3
Step 3
Get your estimated benefit amount instantly ✅
Try the Free Calculator →

Tools & Guides Para Sa Inyo

Downloadable planners, trackers, at guides na tutulong sa iyo sa SSS journey mo.

New
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Spreadsheet Tool
SSS Contribution Tracker (Excel 2026)
Auto-computing spreadsheet. I-enter lang ang sahod mo at automatic ang buong tracker — kasama na ang MSC at payment status.
  • Auto MSC & contribution calculator
  • Monthly payment tracker (12 months)
  • Updated 2026 contribution table built-in
Free
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Free Download
SSS Maternity Checklist PDF
I-download ang aming pinaka-popular na checklist. Lahat ng documents na kailangan mo para sa maternity benefit application — in one clean printable sheet.
  • Complete documents checklist
  • Step-by-step submission guide
  • Printable & mobile-friendly

Mga Madalas na Tanong

Sagot sa pinaka-common na SSS questions.

Kailangan magbayad ng hindi bababa sa 3 monthly contributions sa loob ng 12 buwan bago ang semester ng iyong expected delivery date. Dapat din ay notified ang iyong employer o ang SSS mismo bago manganak.
Ang maternity benefit ay katumbas ng iyong Average Daily Salary Credit (ADSC) multiplied ng bilang ng araw ng maternity leave — 105 days para sa normal/CS delivery, 60 days para sa miscarriage.
Oo! Ang mga OFW members ng SSS ay puwedeng mag-apply ng maternity benefit basta mayroon silang sapat na contributions. Ang application ay puwedeng gawin online sa pamamagitan ng My.SSS portal.
Makikita ang iyong MSC sa iyong SSS contribution history sa My.SSS portal. Ang MSC ay batay sa iyong actual na sahod at ang SSS contribution table para sa kasalukuyang taon.
Sa karaniwan, ang processing time ay 30 hanggang 60 araw matapos ma-submit ang lahat ng documents. Ang ilang claims ay mabilis na na-process sa loob ng 2-3 weeks kung kumpleto ang lahat ng requirements.
Oo, hiwalay ang maternity benefit at salary loan. Maaari kang mag-apply ng salary loan basta natutugunan mo ang eligibility requirements na hindi bababa sa 36 posted contributions at up-to-date ang iyong loan payments.
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I-subscribe at makakuha ng libreng maternity checklist, contribution tracker, at filing timeline PDF.

Maternity Checklist PDF
📊 Contribution Tracker
📅 Filing Timeline PDF

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Explore Our SSS Benefits Guides

Read the main pillar guides and supporting articles below to better understand SSS maternity, contributions, voluntary membership, and benefit planning in the Philippines.

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Don’t miss our free opt-in email form where readers can download helpful PDF trackers like the SSS maternity checklist, contribution tracker, and filing timeline guide.

SSS Maternity Checklist Contribution Tracker Filing Timeline PDF
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