How to calculate SSS maternity benefits (with FREE calculator) 2024

Below is a rough summary on how to calculate your SSS maternity benefits amount.

Contents

Complete Steps: How to calculate SSS maternity benefits

Follow these steps on how to compute SSS maternity benefits. You can get a paper and pen for your convenience.

1. What is your estimated due date?

Example: June 2024

2. What is your semester of contingency?

Example: Based on your due date, the semester of contingency is Jan 2024 – June 2024.
sss semester of contingency 2023

3. What is the 12-month period prior to your semester of contingency?

Simply count backwards to 12 months from your semester of contingency.

Example: That is, Jan 2023 – Dec 2023.

HIGHLY IMPORTANT: Within this period, you should have made at least 3 monthly contributions. 6 months if you want to get the maximum benefit amount.
Click here to know the SSS contributions for other membership types like regular employees, kasambahay, OFW, and more.
sss contributions for voluntary or non working spouse

4. What are your six your highest Monthly Salary Credits (MSC) within the 12-month period preceeding the semester of contingency?

Example: The minimum MSC is P4000, maximum P30,000. You can learn more about MSC here.

Month 1: 15 000
Month 2: 18,000
Month 3: 20,000
Month 4: 20, 000
Month 5: 20, 000
Month 6: 20,000

5. Add all the six monthly salary credits :

Example: 15 000 + 18 000 + 20 000 + 20 000 + 20 000 + 20 000 = 113 000

If you only contributed for 3 or 5 months within the 12-month period, then add only those contributions.

6. Divide by 180 (that is 180 = 6 months x 30 days):

148 500/180 = 627. 78

7. Multiply the sum with 105 for normal/cesarean delivery. Multiply 105 if solo parent. Multiply by 60 if miscarriage/ectopic/ emergency termination of pregnancy/stillbirth. The result is the amount of your maternity benefit.

Example:
627. 78 * 105 = 65 917 for Normal/CS
627. 78 * 120 = 75 333 for solo parents
627. 78 * 60 = 37 667 for miscarriage/ ectopic/ emergency termination of pregnancy/stillbirth

Use our SSS maternity benefits calculator below

You can use the following calculator to compute your SSS maternity benefits:


How to get SSS maternity benefit

Follow these steps to avail the SSS maternity benefit.

how to get sss maternity benefit

This Post Has 19 Comments

  1. rowena romero

    mam makakuha paba ako nag maternity binifits kahit hindi nko nakabayad sa matagal na panahon po..

  2. celyn

    pa advice nmn po mga sis pmunta kc aqoh xa main nng sss sbi ko magppa file lng aqoh nng mat2 sbi skn nng guard online n dw sa branch iriga cam.sur

  3. mayfair flores

    ask ko lang po pano kapag awol sa dating work tpos nkapag open ako sss account ko ang lumalabas ay para sa mga self employed at voluntary lng ..panu po ba ggawin para makapag file aq ng mat 1 ko…salamat po

  4. JANNA

    3months po makakuha na ng sss maternity? kaso 2months lng nahulog ko. so wla po ako mkakukuha?

  5. Marife paghubasan

    How many months po bagu makuha ang maternity

  6. Michelle pedro

    Mam ilang years po bago mapag loan,.,.

  7. Vanessa

    Good day po..ask ko lang if pwede mag apply ng Matben before my delivery through CS section ..though my expected delivery is on January 15, 2021. If so, ano po ang procedure?! At magkanu kaya matatanggap q? Member po ako since year 2018..and sa year 2020, 960 pesos po per month ang hulog q..( Voluntarily )..

    Please advise. Thanks

    Thanks

  8. Ana marie cayapos

    Piano po malalaman Kung qualified ako sa maternity….1 1/2 year lng po nahulugan ko…..last 2017..tapos buntis po ako NGAYUN 2months

  9. joanne

    Tanung ko lng po pwd poh ba ako mka pag apply ng maternity kahit wla poh hulog .. slamat

  10. Florame S. Claud

    What if d po nakareceived ng maternity notification submission confirmation ,anu po gagawin ?

  11. fatima walog

    mam,makakakuha po kea aq nng maternity..nanganak po aq noong oct.17,2020 tapos ung hulog q lng po ahy january to june 2020..tapos monthly contribution ahy 240lng po..pasok po kea aq sa maternity sna po msgot nio po agd tanong q

  12. Mara Molin

    pwd pa po ba aq makahabol ng hulog para makakuha ng matben…kc last hulog q 2017 pa..eh due date ko po now na may..pwd pa po ba

  13. roseann

    sana pwede ko mahuLugan Uung jan.2020 ku hanggang june 2020 endo ako s trbahao Kaya hrap makapagHulg soLo parentss pa ako sana Mkaapgbgy pa siLa ng chance n hUlugan ang januaty 20202 to dec 20202

  14. Merry-Joy S.Balilo

    Ma’am pwede po ba ako pacompute ng makukuha ko sa maternity ko.

  15. Rose Ann Tibos

    Magandang gabi po, Ang edd ko po ay August 2021, Pinapabayaran po sakin ang buwan ng January-March 2021 ang tanong ko po ay kung ngayong april 3rd week po ako magbabayad ng kabuuang tatlong buwan ay pasok pa din po ba ito para makakuha ako ng matben?? Sana po ay masagot. Maraming salamat

  16. Mica Ela Rosales

    Ask ko lang po 2012 po ako nanganak November po. Tapos po may hulog po ako ang SSS ko from February to April. May possible po ba Makakuha ako Mat.Ben?

  17. Paano po malalaman kung naaprove na ni sss ung mat 1 mo agency kopo lase ang nag send skanila

  18. Wendelyn

    Ask ko lang po.. nakapg submit na ako ng maternity notification.. accepted namn..employed po ako..tapos.. noong 2020.. nakapag hulog namn ako jan-march..pero ngayon 2021 wala na akong contribution kasi ni lay off nila ako temporary..edd ko po june 28.. may makukuha po ba ako ?

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