The Philippine Social Security System (SSS) has updated its contribution schedule for 2025. These changes aim to strengthen the SSS fund and improve member benefits.
SSS Contribution Table for Members Effective 2025 – Contribution Rate
- Total contribution: 14% of Monthly Salary Credit (MSC)
- Employee share: 4.5%
- Employer share: 9.5%
Monthly Salary Credit (MSC) Ranges
- 4,250 – 5,249.99 → MSC 5,000
- 5,250 – 5,749.99 → MSC 5,500
- 5,750 – 6,249.99 → MSC 6,000
- 6,250 – 6,749.99 → MSC 6,500
- 29,750 – 30,249.99 → MSC 30,000
- 30,250 – 30,749.99 → MSC 30,500
- 30,750 – 31,249.99 → MSC 31,000
- 31,250 – 31,749.99 → MSC 31,500
- 31,750 – 32,249.99 → MSC 32,000
- 32,250 – 32,749.99 → MSC 32,500
- 32,750 – 33,249.99 → MSC 33,000
- 33,250 – 33,749.99 → MSC 33,500
- 33,750 – 34,249.99 → MSC 34,000
- 34,250 – 34,749.99 → MSC 34,500
- Over 34,750 → MSC 35,000
Mandatory Provident Fund (MPF)
- MSC above 20,000 → 1% MPF on excess
- Example: MSC 25,000 → MPF = 1% of 5,000 = 50
Contribution by Member Type
Employees: 14% of MSC (Employee 4.5%, Employer 9.5%)

Self-Employed: 14% of MSC, choose MSC based on income

Voluntary / Non-Working Spouses: 14% of MSC, choose MSC based on income

OFWs: 14% of MSC, minimum MSC 8,000

Household Employers / Kasambahays: 14% of MSC (Employer 9.5%, Employee 4.5%)

Why This Matters
- Stronger SSS fund
- Higher retirement pensions
- Improved healthcare coverage
- Higher maternity benefits
Tips for Members
- Review your MSC to ensure it reflects actual income.
- Stay updated via SSS website.
- Contact SSS for guidance on contributions or benefits.
Full Contribution Table
Download official PDF: SSS Contribution Table 2025
Explore Our SSS Benefits & Loan Guides
Browse the key SSS topics below to quickly find the guide you need — from maternity and sickness benefits to retirement, funeral assistance, and SSS loan options.
SSS Maternity Benefit
Requirements, benefit amount, eligibility, and how to apply.
https://sssbenefits.com/sss-maternity-benefit-guide/ Benefit GuideSSS Sickness Benefit
Daily sickness allowance, qualifying rules, and filing basics.
https://sssbenefits.com/sss-sickness-benefit/ Benefit GuideSSS Disability Benefit
Permanent partial or total disability benefit overview.
https://sssbenefits.com/sss-disability-benefit/ Benefit GuideSSS Retirement / Pension
Monthly pension eligibility, retirement age, and contributions.
https://sssbenefits.com/sss-pension-benefits/ Benefit GuideSSS Death Benefit
Survivor pension, lump sum benefit, and dependent rules.
https://sssbenefits.com/sss-death-benefit/ Benefit GuideSSS Funeral Benefit
Who may claim, requirements, and funeral reimbursement basics.
https://sssbenefits.com/sss-funeral-benefit/ Benefit GuideSSS Unemployment Benefit
Involuntary separation benefit, claim rules, and coverage.
https://sssbenefits.com/sss-unemployment-benefit/SSS Salary Loan
Loan amount, eligibility, repayment terms, and how to apply.
https://sssbenefits.com/sss-salary-loan-guide/ Loan GuidePension Loan Program
For qualified pensioners who want to borrow against pension income.
https://sssbenefits.com/sss-pension-loan-program/ Loan GuideCalamity Loan
Emergency financial assistance during declared calamity periods.
https://sssbenefits.com/sss-calamity-loan/ Loan GuideMicroloan
Short overview of the SSS microloan option and related guidance.
https://sssbenefits.com/sss-microloan/ Loan GuideConso Loan
Debt consolidation-style loan guide and repayment information.
https://sssbenefits.com/sss-conso-loan/Maternity Benefit Calculator
Estimate your maternity benefit based on your MSC.
https://sssbenefits.com/maternity-benefit-calculator/ CalculatorSalary Loan Calculator
Check how much you can borrow and repayment terms.
https://sssbenefits.com/salary-loan-calculator/ CalculatorMSC Calculator
Understand your Monthly Salary Credit for computations.
https://sssbenefits.com/msc-calculator/ CalculatorPension Calculator
Estimate your monthly retirement pension.
https://sssbenefits.com/pension-calculator/ CalculatorSickness Benefit Calculator
Compute your sickness allowance based on contributions.
https://sssbenefits.com/sickness-benefit-calculator/ All ToolsView All Calculators
See all available SSS calculators in one place.
https://sssbenefits.com/calculators/Get Free SSS PDF Trackers by Email
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