Understanding the SSS Contribution Table Effective January 2025

sss maternity benefits calculator

The Philippine Social Security System (SSS) has updated its contribution schedule for 2025. These changes aim to strengthen the SSS fund and improve member benefits.

SSS Contribution Table for Members Effective 2025 – Contribution Rate

  • Total contribution: 14% of Monthly Salary Credit (MSC)
  • Employee share: 4.5%
  • Employer share: 9.5%

Monthly Salary Credit (MSC) Ranges

  • 4,250 – 5,249.99 → MSC 5,000
  • 5,250 – 5,749.99 → MSC 5,500
  • 5,750 – 6,249.99 → MSC 6,000
  • 6,250 – 6,749.99 → MSC 6,500
  • 29,750 – 30,249.99 → MSC 30,000
  • 30,250 – 30,749.99 → MSC 30,500
  • 30,750 – 31,249.99 → MSC 31,000
  • 31,250 – 31,749.99 → MSC 31,500
  • 31,750 – 32,249.99 → MSC 32,000
  • 32,250 – 32,749.99 → MSC 32,500
  • 32,750 – 33,249.99 → MSC 33,000
  • 33,250 – 33,749.99 → MSC 33,500
  • 33,750 – 34,249.99 → MSC 34,000
  • 34,250 – 34,749.99 → MSC 34,500
  • Over 34,750 → MSC 35,000

Mandatory Provident Fund (MPF)

  • MSC above 20,000 → 1% MPF on excess
  • Example: MSC 25,000 → MPF = 1% of 5,000 = 50

Contribution by Member Type

Employees: 14% of MSC (Employee 4.5%, Employer 9.5%)

Understanding the SSS Contribution Table Effective January 2025

Self-Employed: 14% of MSC, choose MSC based on income

Understanding the SSS Contribution Table Effective January 2025

Voluntary / Non-Working Spouses: 14% of MSC, choose MSC based on income

Understanding the SSS Contribution Table Effective January 2025

OFWs: 14% of MSC, minimum MSC 8,000

Understanding the SSS Contribution Table Effective January 2025

Household Employers / Kasambahays: 14% of MSC (Employer 9.5%, Employee 4.5%)

Understanding the SSS Contribution Table Effective January 2025

Why This Matters

  • Stronger SSS fund
  • Higher retirement pensions
  • Improved healthcare coverage
  • Higher maternity benefits

Tips for Members

  1. Review your MSC to ensure it reflects actual income.
  2. Stay updated via SSS website.
  3. Contact SSS for guidance on contributions or benefits.

Full Contribution Table

Download official PDF: SSS Contribution Table 2025


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