Whether you’re an employee, self-employed, or an OFW, knowing how to check your SSS contributions is crucial. It ensures your payments are up to date so you can qualify for loans, benefits, and your retirement pension.
In this 2025 guide, you’ll learn step-by-step how to check your SSS contributions online using the My.SSS Portal — no need to visit a branch or fall in line.
Why You Should Regularly Check Your Contributions
- Ensure contributions are posted — Mistakes happen; sometimes employers fail to remit on time.
- Avoid benefit delays — Missing payments can affect maternity, sickness, or retirement claims.
- Plan for retirement — You’ll know if you’re on track to meet the 120 monthly contribution requirement.
What You Need Before Checking Contributions Online
Prepare the following:
- My.SSS account (register if you don’t have one yet)
- SSS number
- Active email address linked to your account
- Device with a stable internet connection
How to Register for a My.SSS Account (If You Don’t Have One Yet)
- Go to www.sss.gov.ph.
- Click “Member” under the Portal section.
- Select “Register”.
- Fill out the required fields, including your SSS number and a valid email address.
- Check your email for the activation link.
Step-by-Step: How to Check SSS Contributions Online
Step 1: Log in to the My.SSS Portal
- Visit www.sss.gov.ph.
- Click “Member” and enter your user ID and password.
Step 2: Navigate to the “Inquiry” Tab
- Once logged in, look for the “Inquiry” tab on the main menu.
Step 3: Select “Contributions”
- This will open your Contribution Table, showing:
- Month & year of payment
- Amount paid
- Employer or payment details
Step 4: Review Your Contribution History
- Make sure all payments from your employer (or yourself) are posted.
- Look for any missing months or discrepancies.
Understanding the Contribution Table
Status Descriptions:
- Posted – Payment successfully recorded
- Pending – Payment submitted but not yet verified
- Overdue – Missed or delayed contribution
What to Do if Contributions Are Missing
- For employees – Contact your HR or employer immediately.
- For self-employed/voluntary/OFWs – Verify with your payment receipt and coordinate with SSS.
- If needed, file a Contribution Reconciliation Request at your nearest branch.
Security Tips When Accessing My.SSS
- Only log in on the official www.sss.gov.ph site.
- Avoid public Wi-Fi for transactions.
- Change your password regularly.
Frequently Asked Questions
1. Can I check my contributions using my phone?
Yes. The My.SSS portal is mobile-friendly, and you can also use the SSS Mobile App.
2. How often should I check my contributions?
At least once every 3–6 months to make sure all payments are recorded.
3. Can I see contributions from my past employers?
Yes. All posted contributions, regardless of employer, will appear in your record.
Final Thoughts
Checking your SSS contributions online is quick, free, and can save you headaches when claiming benefits. Make it a habit to log in regularly and verify your records — because every contribution counts toward your future.
✅ Tip: Bookmark www.sss.gov.ph and check your contributions after every quarter.
