In case you are experiencing a late filing of SSS maternity notification, do not panic. You can still get SSS maternity benefits even if you have not submitted a maternity notification.
This is because you can submit birth documents up to ten (10) years after you have given birth. However, there is a crucial part which is you must have paid the monthly contributions before your delivery. Read more to find out.
What is SSS maternity notification
Before you give birth, you must have given a maternity notification to SSS. The purpose is to notify SSS that want to avail the maternity benefits.
If you have not submitted a maternity notification, continue reading.
Usual reasons of late filing of SSS maternity notification
- Unknown pregnancy: There may be instances you don’t know you’re pregnant until the late stages of pregnancy.
- Miscarriage: Similar to unknown pregnancy, you don’t know you were pregnant until you’ve had a miscarriage.
- Unaware of eligibility to maternity benefits: If unemployed, some women do not know that they are entitled to SSS maternity benefits. Some women also simply are not aware of the Expanded Maternity Law 2019 which was implemented during Duterte’s administration. It includes the privilege of enjoying the maternity benefits regardless of the number of pregnancies you’ve had, instead of the original law which only grants benefits to only four (4) pregnancies.
Requirements to late filing of maternity notification
You have paid at least three (3) monthly contributions within a year before your semester of contingency. This is the most important part.
SSS usually allows late filing of maternity notification. But you must still comply to paying the monthly contributions before you have given birth.
Read the following articles to learn more about semester of contingency:
What is semester of contingency?
Find out if you are eligible for SSS maternity benefits
Document requirements
Prepare your documents and you can apply for the maternity benefits online on the SSS member website.
- If employed, you can submit the documents via your employer/HR and they will process your SSS maternity benefits application.
- If you are self-employed, voluntary, OFW, non-working spouse, kasambahay, or separated from employer, you need to manually submit these documents online on your own.
The following are the document requirements:
1. MAT-2 Form
2. Letter of explanation of late filing of SSS maternity notification
3. PSA-certified birth certificate of your child
4. Proof of pregnancy —
- ultrasound photos
- a complete obstetrical history
5. two (2) valid IDs including your UMID

Click here for the step-by-step guide on how to apply for SSS maternity benefits online.
Sample letter of explanation for late filing of SSS maternity notification
<Date>
Dear SSS Representative,
Greetings!
I am _______________ and my SSS number is _______ .
I am writing to your good office because I want to avail the SSS maternity benefits. However, I was not able to file for maternity notification because ______________.
I have given birth on __________ and I have made at least three (3) monthly contributions within a year prior to my semester of contingency.
I sincerely hope that your office will accept my late filing and I apologize for the late filing.
If you need to contact me, you can reach me in the following:
Phone Number: ____________
Email Address: _____________
Sincerely Yours,
<Name and Signature>
Conclusion
AS long as you have the documents and you clearly explain your situation, SSS will grant your appeal to avail of the maternity benefits even if you missed the step of filing a maternity notification.
Good luck!
Explore Our SSS Benefits & Loan Guides
Browse the key SSS topics below to quickly find the guide you need — from maternity and sickness benefits to retirement, funeral assistance, and SSS loan options.
SSS Maternity Benefit
Requirements, benefit amount, eligibility, and how to apply.
https://sssbenefits.com/sss-maternity-benefit-guide/ Benefit GuideSSS Sickness Benefit
Daily sickness allowance, qualifying rules, and filing basics.
https://sssbenefits.com/sss-sickness-benefit/ Benefit GuideSSS Disability Benefit
Permanent partial or total disability benefit overview.
https://sssbenefits.com/sss-disability-benefit/ Benefit GuideSSS Retirement / Pension
Monthly pension eligibility, retirement age, and contributions.
https://sssbenefits.com/sss-pension-benefits/ Benefit GuideSSS Death Benefit
Survivor pension, lump sum benefit, and dependent rules.
https://sssbenefits.com/sss-death-benefit/ Benefit GuideSSS Funeral Benefit
Who may claim, requirements, and funeral reimbursement basics.
https://sssbenefits.com/sss-funeral-benefit/ Benefit GuideSSS Unemployment Benefit
Involuntary separation benefit, claim rules, and coverage.
https://sssbenefits.com/sss-unemployment-benefit/SSS Salary Loan
Loan amount, eligibility, repayment terms, and how to apply.
https://sssbenefits.com/sss-salary-loan-guide/ Loan GuidePension Loan Program
For qualified pensioners who want to borrow against pension income.
https://sssbenefits.com/sss-pension-loan-program/ Loan GuideCalamity Loan
Emergency financial assistance during declared calamity periods.
https://sssbenefits.com/sss-calamity-loan/ Loan GuideMicroloan
Short overview of the SSS microloan option and related guidance.
https://sssbenefits.com/sss-microloan/ Loan GuideConso Loan
Debt consolidation-style loan guide and repayment information.
https://sssbenefits.com/sss-conso-loan/Maternity Benefit Calculator
Estimate your maternity benefit based on your MSC.
https://sssbenefits.com/maternity-benefit-calculator/ CalculatorSalary Loan Calculator
Check how much you can borrow and repayment terms.
https://sssbenefits.com/salary-loan-calculator/ CalculatorMSC Calculator
Understand your Monthly Salary Credit for computations.
https://sssbenefits.com/msc-calculator/ CalculatorPension Calculator
Estimate your monthly retirement pension.
https://sssbenefits.com/pension-calculator/ CalculatorSickness Benefit Calculator
Compute your sickness allowance based on contributions.
https://sssbenefits.com/sickness-benefit-calculator/ All ToolsView All Calculators
See all available SSS calculators in one place.
https://sssbenefits.com/calculators/Get Free SSS PDF Trackers by Email
Don’t miss our free opt-in email resource with printable PDF trackers to help readers organize contribution dates, filing steps, and important SSS deadlines.
Get the Free PDF Trackers