Learn how to apply maternity benefits in SSS online. This article is applicable for voluntary members, OFW, self-employed, non-working spouse, kasambahay, and members who are separated from employment and have not receive any advanced payment of maternity benefit from their previous employers, including household employers.
Take note that before you can apply for SSS maternity benefits, you must first comply with requirements and process. Click here to look at the image at the end of this post for reference.
If you are employed, your employer will process your SSS maternity benefits application.
Aside from maternity benefit application, you can also file the following applications online:
- adjustments for the following scenarios:
- member being a solo parent
- correction on the delivery type from normal to CS or from miscarriage to ectopic pregnancy with operation
- SSS computation is higher than the employer’s computation
- additional posted contributions will increase the benefit amount
- correction of the approved number of compensable days from 60 (normal delivery) or 78 (caesarian section delivery) to 105 days
- and allocation of leave credits not used due to separation from employment of child’s father or qualified alternate caregiver.
Prerequisites
- You must have an online account in the SSS website: sss.gov.ph
- You must have a financial account enrolled in Disbursement Account Enrollment Module (DAEM) in the SSS website. This is where your benefit payment will be deposited.
- You have paid at least three (3) monthly contributions within a year prior to your semester of contingency. Click here to know what is semester of contingency.
- You have submitted a maternity notification to SSS online before giving birth. Click here to know more about SSS maternity notification.
How to apply maternity benefits in SSS online
Follow these steps to apply for the SSS maternity benefits online.
TIP: If you want to get the maximum benefits which is 70,ooo pesos, read this article: How to avail 70k SSS maternity benefits
1.Log on to your account at sss.gov.ph

2. Click Benefits > Apply for Maternity Benefit.

3. On the next page that appears, check your personal information and read the important reminders. Take action, as necessary.

4. Enter your actual date of delivery/miscarriage/ectopic and the order of pregnancy you are currently applying for.

5. Enter the type of claim and your Disbursement account.

6. Upload the required documents.

Upon successful submission, you will receive an email from SSS on the email address that you provided online. Take note of the transaction number as this is important for the maternity benefit application process.

How to qualify for SSS maternity benefits 2023
In order to get SSS maternity benefits, you have to first comply with the requirements. Below is an image that shows the summary of how to get SSS maternity benefits.

Explore Our SSS Benefits & Loan Guides
Browse the key SSS topics below to quickly find the guide you need — from maternity and sickness benefits to retirement, funeral assistance, and SSS loan options.
SSS Maternity Benefit
Requirements, benefit amount, eligibility, and how to apply.
https://sssbenefits.com/sss-maternity-benefit-guide/ Benefit GuideSSS Sickness Benefit
Daily sickness allowance, qualifying rules, and filing basics.
https://sssbenefits.com/sss-sickness-benefit/ Benefit GuideSSS Disability Benefit
Permanent partial or total disability benefit overview.
https://sssbenefits.com/sss-disability-benefit/ Benefit GuideSSS Retirement / Pension
Monthly pension eligibility, retirement age, and contributions.
https://sssbenefits.com/sss-pension-benefits/ Benefit GuideSSS Death Benefit
Survivor pension, lump sum benefit, and dependent rules.
https://sssbenefits.com/sss-death-benefit/ Benefit GuideSSS Funeral Benefit
Who may claim, requirements, and funeral reimbursement basics.
https://sssbenefits.com/sss-funeral-benefit/ Benefit GuideSSS Unemployment Benefit
Involuntary separation benefit, claim rules, and coverage.
https://sssbenefits.com/sss-unemployment-benefit/SSS Salary Loan
Loan amount, eligibility, repayment terms, and how to apply.
https://sssbenefits.com/sss-salary-loan-guide/ Loan GuidePension Loan Program
For qualified pensioners who want to borrow against pension income.
https://sssbenefits.com/sss-pension-loan-program/ Loan GuideCalamity Loan
Emergency financial assistance during declared calamity periods.
https://sssbenefits.com/sss-calamity-loan/ Loan GuideMicroloan
Short overview of the SSS microloan option and related guidance.
https://sssbenefits.com/sss-microloan/ Loan GuideConso Loan
Debt consolidation-style loan guide and repayment information.
https://sssbenefits.com/sss-conso-loan/Maternity Benefit Calculator
Estimate your maternity benefit based on your MSC.
https://sssbenefits.com/maternity-benefit-calculator/ CalculatorSalary Loan Calculator
Check how much you can borrow and repayment terms.
https://sssbenefits.com/salary-loan-calculator/ CalculatorMSC Calculator
Understand your Monthly Salary Credit for computations.
https://sssbenefits.com/msc-calculator/ CalculatorPension Calculator
Estimate your monthly retirement pension.
https://sssbenefits.com/pension-calculator/ CalculatorSickness Benefit Calculator
Compute your sickness allowance based on contributions.
https://sssbenefits.com/sickness-benefit-calculator/ All ToolsView All Calculators
See all available SSS calculators in one place.
https://sssbenefits.com/calculators/Get Free SSS PDF Trackers by Email
Don’t miss our free opt-in email resource with printable PDF trackers to help readers organize contribution dates, filing steps, and important SSS deadlines.
Get the Free PDF Trackers