Below is a rough summary on how you can calculate your maternity benefit.
1. What is your EDD?
Example: December 4, 2015
2. What is your semester of contingency?
Example: Based on your EDD, the semester of contingency is August 2015 – January 2016.
3. What is the 12-month period prior to your semester of contingency?
Example: That is, August 2014 – July 2015
HIGHLY IMPORTANT: Within this period, you should have made at least 3 monthly contributions.
4. What is your highest MSC within the 12-month period preceeding the semester of contingency?
The minimum MSC is P8000, maximum P20,000. You can learn more about MSC here.
5. Multiply by 6:
20,000 x 6 = 120,000
6. Divide by 180 (that is 180 = 6 months x 30 days):
120,000/180 = 666.67
7. Multiply by 105 for normal/cesarean delivery. Multiply 105 if solo parent. Multiply by 60 if miscarriage/ectopic. The result would be the amount of your maternity benefit.
666.67 x 105 = 70,000 pesos